Peel two ripe bananas and slice them into ¼-inch thick rounds. Arrange half of the banana slices on a lined baking sheet.

Place about ½ teaspoon of peanut butter onto each banana slice. Microwave the peanut butter for 30–45 seconds until warm.

Take the remaining banana slices and place one on top of each peanut butter-coated slice to form sandwiches. Press down lightly and freeze for 1 hour.

In a microwave-safe bowl, add chocolate chips and optional coconut oil. Heat mixture in the microwave for 30 seconds, stirring until completely melted.

Dip each frozen banana sandwich into the melted chocolate and place back on the baking sheet. Sprinkle toppings if desired.

Return coated banana bites to the freezer for at least 1 hour to set the chocolate coating.